living for today — and tomorrow

early retirement is, by definition, a very future-focused pursuit. most people saving for retirement aren’t saving enough to feel the pain of what they’re not able to spend, and retirement must feel like some far-off, abstract thing. but when you’re on the early retirement path, that means saving an amount that you feel subtracted from your cash flow. it requires a lot of planning, and thinking, and adjusting, and more planning and thinking, more readjusting, and on and on.

it’s natural to be future-focused, when you’re spending a lot of your mental energy planning for something in the future. and we think it’s okay to think a lot about the future.

the only problem: the future is never guaranteed.

we already know that we may not have a whole lot of good years left, at least for one of us, but we hope we still have more than a…